Your Local Insurance Agency of Western New York

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Trusted Insurance Agency in Ellicottville, NY Over 35 Years Insurance Experience

For over 35 years, Ellen Fenton has provided Western New York clients with expert guidance in home, auto, and business insurance. At Ellen Fenton & Company Insurance, we combine industry experience with a personal approach to help you protect what matters most; your family, your property, and your livelihood.

As a locally trusted insurance agency in Ellicottville, NY, we work closely with individuals and businesses to deliver customized coverage solutions. Whether you're looking for homeowners insurance, auto insurance, commercial policies, or seasonal property coverage, our team ensures you have the protection you need with clarity and confidence.

We understand that insurance can feel complex—that’s why we focus on simplifying the process. Our goal is to help you make informed decisions, compare the right options, and feel secure in your coverage year-round.

Our Insurance Coverage

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Homeowners & Renters

These policies cover you in a home or an apartment, whether you are an owner or a renter. A well-written homeowners policy will pay to replace any of your personal property that is destroyed in a fire or other disaster. The policy will also be your first line of defense against a lawsuit from someone injured at your home.

    • Homeowners

    • Renters

    • Secondary Homeowners

    • Condo's & Townhouses

Vehicle driving on a tree-lined road in early spring representing auto insurance coverage

Vehicles & Toys

Whether you're seeking coverage for your vehicle or your cherished recreational toys, we offer tailored insurance options to suit your needs. With our commitment to personalized service and decades of industry experience, you can trust us to provide the coverage you need and the peace of mind you deserve.

    • Automobile

    • ATV Insurance

    • Motor Home & RV Insurance

    • Motorcycle Insurance

Local storefront with open door and natural light representing small business insurance coverage

Business

Whether you're seeking coverage for your vehicle or your cherished recreational toys, we offer tailored insurance options to suit your needs. With our commitment to personalized service and decades of industry experience, you can trust us to provide the coverage you need and the peace of mind you deserve.

    • Business Owners Package

    • Commercial Auto Insurance

    • Commercial Property Insurance

    • Commercial Umbrella Insurance

    • Contractor's General Liability

    • General Liability Insurance

    • Restaurant & Bar Insurance and much more!

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Start a quote

Meet the Team

  • Ellen Fenton the owner of EFC insurance Company in Ellicottville, NY.

    Ellen Fenton

    The Owner (CPCU,AU)

  • A smiling middle-aged man with gray hair and a beard, wearing a black shirt with a Western-style bolo tie and a beige blazer, standing in a blurred indoor setting with bright lights.

    Tom Fenton

    Co-Founder/Husband

  • A woman with glasses sitting outdoors, smiling and looking to her left, with a plant and a window in the background.

    Robin Cimbricz-Rider

    VP of Operations (API, AINS, AIS)

  • A woman with shoulder-length brown hair, smiling and wearing a light denim jacket, white top, and layered necklaces, sitting outdoors with blurred background and orange chair.

    Jessica Wallace

    Office Development Manager

Our Experience

Serving our community with integrity.

  • Excellent service, and very easy to work with! I manage a small non-profit, and often need to provide various insurance documents to the State. We are happy to work with such a reliable, detail oriented, and friendly agency. Ellen is great!

    April R.

  • Effortlessly saved me money on my insurance policies

    Reed R.

  • Ellen is very professional and willing to help get the most coverage possible according to what you can afford. Great Lady

    Wendy D.

  • I have known Ellen and her sister since high school and when I purchased my new vehicle I called Ellen for help. Ellen secured the best insurance rate for me. Very professional, knowledgeable, and as always, kind. Thank you Ellen Fenton & Compan

    Monica T.

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Visit us in person at the office!

Trusted Insurance Across NY & PA – In person Service in Ellicottville.

EFC provides personalized insurance solutions for homeowners, renters, businesses, and vehicle owners across New York and Pennsylvania. With offices in Ellicottville NY, we offer local, hands-on service while delivering coverage that protects what matters most—wherever you are. With over 30 years of expertise, Ellen Fenton and her team are committed to finding the right policy for your needs.

Serving our local communities, protecting clients across NY & PA. Get in touch today!

Location in Ellicottville, NY

 

FAQs

  • EFC provides a wide range of insurance solutions, including home, auto, renters, business, commercial, and recreational vehicle insurance across New York and Pennsylvania.

  • Homeowners and renters insurance protects your belongings from fire, theft, and other unexpected events. It also provides liability coverage in case someone is injured on your property.

  • If you need to file a claim, contact us directly, and we’ll guide you through the process to ensure a smooth and quick resolution.

  • We provide coverage for businesses of all sizes, including Business Owners Packages (BOP), commercial auto, general liability, contractor’s insurance, and restaurant & bar coverage.

Contact Us

Need to file a claim or get a quote? Fill out your information and someone will be in touch as soon as possible.