Your Local Insurance Agency of Western New York
Insurance Agency in Ellicottville, NY Over 35 Years Insurance Experience
For more than 35 years, Ellen Fenton & Company has helped individuals, families, and local businesses throughout Western New York find coverage that fits their lives. Based in Ellicottville, we combine independent options with personal, local guidance so you can understand your coverage and feel confident in what comes next.
As a locally trusted insurance agency in Ellicottville, NY, we work closely with individuals and businesses to deliver customized coverage solutions. Whether you're looking for homeowners insurance, auto insurance, commercial policies, or seasonal property coverage, our team ensures you have the protection you need with clarity and confidence.
We understand that insurance can feel complex—that’s why we focus on simplifying the process. Our goal is to help you make informed decisions, compare the right options, and feel secure in your coverage year-round.
Our Insurance Coverage
Homeowners & Renters
These policies cover you in a home or an apartment, whether you are an owner or a renter. A well-written homeowners policy will pay to replace any of your personal property that is destroyed in a fire or other disaster. The policy will also be your first line of defense against a lawsuit from someone injured at your home.
-
Homeowners
Renters
Secondary Homeowners
Condo's & Townhouses
Vehicles & Toys
Whether you're seeking coverage for your vehicle or your cherished recreational toys, we offer tailored insurance options to suit your needs. With our commitment to personalized service and decades of industry experience, you can trust us to provide the coverage you need and the peace of mind you deserve.
-
Automobile
ATV Insurance
Motor Home & RV Insurance
Motorcycle Insurance
Business
From contractors and restaurants to local shops and service businesses, EFC helps Western New York business owners find coverage built around how they actually operate. We’ll help you understand your risks, compare options, and make sure your coverage keeps pace as your business changes.
-
Business Owners Package
Commercial Auto Insurance
Commercial Property Insurance
Commercial Umbrella Insurance
Contractor's General Liability
General Liability Insurance
Restaurant & Bar Insurance and much more!
Not sure whether your current policy still fits? We can review what you have, explain where gaps may exist, and help you compare your options.
Meet the Team
-
![Ellen Fenton the owner of EFC insurance Company in Ellicottville, NY.]()
Ellen Fenton
The Owner (CPCU,AU)
-
![A smiling middle-aged man with gray hair and a beard, wearing a black shirt with a Western-style bolo tie and a beige blazer, standing in a blurred indoor setting with bright lights.]()
Tom Fenton
Co-Founder/Husband
-
![A woman with glasses sitting outdoors, smiling and looking to her left, with a plant and a window in the background.]()
Robin Cimbricz-Rider
VP of Operations (API, AINS, AIS)
-
![A woman with shoulder-length brown hair, smiling and wearing a light denim jacket, white top, and layered necklaces, sitting outdoors with blurred background and orange chair.]()
Jessica Wallace
Office Development Manager
Serving our community with integrity.
Insurance things you should know...
Visit us in person at the office!
Trusted Insurance Across NY & PA – In person Service in Ellicottville.
EFC provides personalized insurance solutions for homeowners, renters, businesses, and vehicle owners across New York and Pennsylvania. With offices in Ellicottville NY, we offer local, hands-on service while delivering coverage that protects what matters most—wherever you are. With over 30 years of expertise, Ellen Fenton and her team are committed to finding the right policy for your needs.
Serving our local communities, protecting clients across NY & PA. Get in touch today!
Location in Ellicottville, NY
FAQs
-
EFC provides a wide range of insurance solutions, including home, auto, renters, business, commercial, and recreational vehicle insurance across New York and Pennsylvania.
-
Homeowners and renters insurance protects your belongings from fire, theft, and other unexpected events. It also provides liability coverage in case someone is injured on your property.
-
If you need to file a claim, contact us directly, and we’ll guide you through the process to ensure a smooth and quick resolution.
-
We provide coverage for businesses of all sizes, including Business Owners Packages (BOP), commercial auto, general liability, contractor’s insurance, and restaurant & bar coverage.
Contact Us
Need to file a claim or get a quote? Fill out your information and someone will be in touch as soon as possible.