Insurance Made Simple, Coverage You Can Trust

At EFC, we believe insurance should be personal, easy to understand, and tailored to your needs. Whether you're protecting your home, business, vehicle, or recreational toys, we take the time to get to know you, ensuring you get the right coverage at the best possible rate. With over 30 years of experience and a deep commitment to our clients, Ellen and her team are here to make the process smooth, stress-free, and customized for you.

Personal Insurance – Protect What Matters Most

Life is full of surprises, but the right coverage ensures you’re always prepared. We offer customized personal insurance plans to protect your home, belongings, and vehicles.

  • Protects your home and personal property from unexpected damage or loss.

  • Coverage for your belongings and liability, even if you don’t own your home.

  • Tailored protection for condo owners and townhouse residents.

  • Coverage for vacation homes, rental properties, or seasonal residences.

  • From everyday commutes to long road trips, we’ll keep you covered.

  • Ride with confidence knowing you have the right protection.

  • Enjoy the outdoors with coverage for ATVs campers and more.

Business & Commercial Insurance – Protect Your Business Like It’s Our Own

Running a business comes with risks—but with the right insurance, you can focus on growth, knowing you’re protected.

  • A comprehensive plan that includes property, liability, and business interruption coverage.

  • Protection from claims of injury, property damage, and more.

  • Covers buildings, equipment, and inventory from damage or loss.

  • Keeps your business vehicles and employees protected on the road.

  • Essential coverage for contractors and tradespeople.

  • Tailored protection for food service businesses.

  • Extra liability coverage for added peace of mind.

Why Choose Ellen Fenton & Company?

  • Over 30 Years of Expertise – Ellen Fenton brings decades of experience and a deep understanding of the insurance industry.

  • Personalized, Local Service – With offices in Ellicottville and Franklinville, NY, we serve clients across New York and Pennsylvania.

  • Independent & Client-Focused – We work for you, not the insurance companies, ensuring you get the best coverage at the best price.

  • A Team That Cares – You’re not just a policyholder—you’re part of the EFC family.

Insurance things you should know...

FAQs

  • EFC provides a wide range of insurance solutions, including home, auto, renters, business, commercial, and recreational vehicle insurance across New York and Pennsylvania.

  • Homeowners and renters insurance protects your belongings from fire, theft, and other unexpected events. It also provides liability coverage in case someone is injured on your property.

  • If you need to file a claim, contact us directly, and we’ll guide you through the process to ensure a smooth and quick resolution.

  • We provide coverage for businesses of all sizes, including Business Owners Packages (BOP), commercial auto, general liability, contractor’s insurance, and restaurant & bar coverage.

Contact us

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