Legal & Privacy Policy

Last Updated: 02/03/2025

1. Introduction

Welcome to the official website of Ellen Fenton & Company Insurance (EFC). By accessing or using our website ([Insert Website URL]), you agree to comply with and be bound by the following terms, conditions, and policies. Please read this page carefully. If you do not agree with any part of these terms, you should not use our website.

2. Insurance Disclaimers

No Guarantee of Coverage

Ellen Fenton & Company Insurance is an independent insurance agency licensed in New York and Pennsylvania. All insurance coverage options, quotes, and policies are subject to underwriting approval and may vary based on individual circumstances, location, and other factors. We do not guarantee coverage or pricing until a policy is officially issued by the insurance carrier.

Informational Purposes Only

The information on this website is provided for informational purposes only and should not be considered professional advice. For specific insurance advice tailored to your needs, please contact us directly.

Third-Party Carriers

EFC works with multiple insurance carriers. Any descriptions of coverage are general overviews and may not reflect the exact terms and conditions of a particular policy. Please refer to the actual policy documents issued by the insurance carrier for full details.

3. Privacy Policy

What Information We Collect

We may collect personal information, including but not limited to:

Name, phone number, email address, and mailing address
Policy details and preferences
Information voluntarily provided through forms or inquiries

How We Use Your Information

Your information is used to:

Provide insurance quotes and services
Process transactions and policy applications
Improve our website and customer experience
Comply with legal and regulatory requirements

How We Protect Your Information

We implement industry-standard security measures to protect your data. However, no method of transmission over the internet is 100% secure, and we cannot guarantee absolute security.

Third-Party Sharing

We do not sell, rent, or trade your personal information. However, we may share your data with:

Insurance carriers for quoting and policy issuance
Legal and regulatory authorities if required by law
Trusted third-party service providers assisting in our business operations

4. Cookies & Tracking Technologies

What Are Cookies?

Cookies are small files stored on your device that help improve website functionality and user experience.

How We Use Cookies

We use cookies to:

Analyze website traffic and performance
Remember user preferences and improve functionality
Provide a better browsing experience

Managing Cookies

You can disable cookies through your browser settings. However, doing so may impact website functionality.

5. Copyright & Intellectual Property

All content on this website, including text, graphics, logos, images, and design elements, is the property of Ellen Fenton & Company Insurance unless otherwise stated. Unauthorized use, reproduction, or distribution of this content is strictly prohibited.

Use of Website Materials

You may not modify, copy, distribute, or republish any material from this website without prior written consent from EFC.

6. Third-Party Links

Our website may contain links to third-party websites for informational purposes. EFC is not responsible for the content, privacy policies, or practices of these external sites. Visiting third-party links is at your own risk.

7. Limitation of Liability

EFC makes every effort to keep this website accurate and up to date. However, we do not guarantee the accuracy, reliability, or completeness of any information provided. We are not responsible for any errors, omissions, or damages resulting from the use of this website.

8. Contact Information

If you have any questions about this legal policy or our services, please contact us:

Ellen Fenton & Company Insurance
📍 Ellicottville & Franklinville, NY
📞 Call EVL : 716 699 2044 Call FVL: 716 676 4191
📧 ellen@ellenfenton.com

9. Updates to This Policy

EFC reserves the right to update or modify this legal page at any time. Changes will be posted on this page, and continued use of our website constitutes acceptance of these changes.