From Storms to Lawsuits: The Unexpected Threats That Could Shut Down Your Business

Business owners often prepare for fires and theft, but what about these hidden risks?

1. Cyberattacks
Small businesses are prime targets for hackers. Cyber liability insurance helps cover data breaches and recovery costs.

2. Employee Lawsuits
Discrimination, harassment, or wrongful termination claims can be financially devastating. Employment practices liability insurance (EPLI) can protect you.

3. Supply Chain Disruptions
A delayed shipment can halt operations. Business interruption insurance can cover lost revenue during disruptions.

4. Natural Disasters
Floods and earthquakes aren’t covered under standard policies. Consider adding disaster-specific insurance if you’re in a high-risk area.

5. Professional Errors
Even honest mistakes can lead to costly lawsuits. Professional liability insurance helps protect service-based businesses from negligence claims.

Stay Protected
Don’t wait for a crisis to realize your gaps in coverage. Work with one of our agents who can help you assess your risks and safeguard your business with coverage you trust!

Sources: Federal Emergency Management Agency , Small Business Administration